http://www.topcharlotteagent.com Top Charlotte Agent . . . for a reason! Fri, 03 Jul 2009 19:35:20 +0000 http://backend.userland.com/rss092 en With more and more Americans facing the prospect of declining home values and unemployment levels not seen in quite some time, many homeowners and their lenders are facing the situation where the home is worth less than owed.  This is no problem if the owner doesn’t have to move and ... http://www.topcharlotteagent.com/2009/03/19/foreclosures/ This morning I had the opportunity to hear from one of the passengers who was on USAir Flight 1549 that crash landed in the Hudson River.  He spoke about understanding why he thinks everyone survived and reminded us to think about the important things in life by being better husbands, ... http://www.topcharlotteagent.com/2009/03/18/flight-1549/ The Charlotte Chamber of Commerce has put together a series of maps that show estimated commute times from certain points in the metro area. This is a pretty cool tool for folks thinking of moving to Charlotte and are unfamiliar with commute times in different parts of the city. The ... http://www.topcharlotteagent.com/2009/03/12/charlotte-commuter-times/ Today we have a guest blogger from the mortgage industry. Paul Bender with Countrywide Mortgage has an important update for all homebuyers: EFFECTIVE TODAY:  Customers that are purchasing homes with less then 20% down, now must have a 700 credit score and have a debt to income less then or equal ... http://www.topcharlotteagent.com/2009/03/10/loan-guidelines-effect/ Imagine dining uptown under Carolina Blue skies.  You say to yourself, "The food's great and so is the atmosphere but can it get any better?" Two hours later the evening goes from good to out of this world!  Here I am a 59 year old baby boomer who remembers the ... http://www.topcharlotteagent.com/2009/03/10/billy-joel-elton-john/ The American Heritage Dictionary defines the word Stimulus as "anything causing or regarded as causing a response.  Something that rouses to action; an incentive." We continue to pour money to bail out AIG, banks, auto industry and the like.  Instead of doing that, why not give every adult over the age of ... http://www.topcharlotteagent.com/2009/03/04/stimulus/ The Charlotte Regional Realtor Association is sponsoring Realtors Care Day in Mecklenburg and Iredell Counties, April 24th.  Irv & I are putting together a team from our office to participate.  Click here to find out more and to sign up - Realtors Care Day http://www.topcharlotteagent.com/2009/02/27/charlotte-realtors-give/ It's no longer about me and how much I need or how much I have.  It's really about how lucky I am to have a healthy family, a great job in Real Estate (yes even at these times) and the ability to help others. One of my past clients has introduced ... http://www.topcharlotteagent.com/2009/02/18/victory-junction/ "I wish I would have bought when the market was low."   The article below sums up where the real estate market is today and makes the case for buyers to take advantage while the getting is good. I am constantly asked what I think the Charlotte real estate market is going to ... http://www.topcharlotteagent.com/2009/02/16/invest-real-estate/ Located in Southeast Charlotte, NC in prestigious Providence Country Club, this home is a great buy at $435,000! Built in 2005, it features 5 bedrooms and 3.5 baths, with a master suite on the main floor, and a guest suite upstairs. Spectacular appointments include granite counters, stainless steel appliances, hardwood ... http://www.topcharlotteagent.com/2009/02/10/providence-country-club-home/