Comments for Charlotte Real Estate Blog And Guide to Living in Charlotte, NC http://www.topcharlotteagent.com Top Charlotte Agent . . . for a reason! Thu, 16 Feb 2012 04:32:38 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on Who needs a Home Warranty? by James Shillings http://www.topcharlotteagent.com/2012/01/26/who-needs-a-home-warranty/comment-page-1/#comment-9696 James Shillings Thu, 16 Feb 2012 04:32:38 +0000 http://www.topcharlotteagent.com/?p=2294#comment-9696 Home warranty is a life saver! But make sure you compare plans and research companies before you choose. I got burnt by randomly choosing a company that sent out flyers in the mail. I had to cancel and buy a policy from a reputable company. The website below helps you compare home warranty companies and their plans, but regardless of which company you select, make sure you read the contract terms and conditions. Pre-existing conditions are generally not covered. http://www.homewarrantyreviews.com Home warranty is a life saver! But make sure you compare plans and research companies before you choose. I got burnt by randomly choosing a company that sent out flyers in the mail. I had to cancel and buy a policy from a reputable company. The website below helps you compare home warranty companies and their plans, but regardless of which company you select, make sure you read the contract terms and conditions. Pre-existing conditions are generally not covered.

http://www.homewarrantyreviews.com

]]> Comment on I’m buying a home and plan to be there 5 years-how easy is it going to be to sell my home when the time arrives? by Expert Property Inspections, Inc. http://www.topcharlotteagent.com/2011/12/30/im-buying-a-home-and-plan-to-be-there-5-years-how-easy-is-it-going-to-be-to-sell-my-home-when-the-time-arrives/comment-page-1/#comment-8133 Expert Property Inspections, Inc. Tue, 03 Jan 2012 15:23:01 +0000 http://www.topcharlotteagent.com/?p=2213#comment-8133 Save yourself money in the long run by getting your future home inspected. In years past, most people did not have their homes inspected before they bought them; you accepted the home "as-is." In recent years, it is more common to have the home inspected by a licensed home inspector prior to closing. If you choose to save a few dollars now by not hiring an inspector, you will be at risk when you sell the home later. It is very likely that the future prospective buyer will get an inspection, and then you may be faced with having to pay for repairs. Your realtor may confirm for you that in a typical home inspection, the average cost of defects found in the home are significantly higher than the cost of the inspection. Ken Corbitt Expert Property Inspections, Inc. 704-807-7788 Save yourself money in the long run by getting your future home inspected.

In years past, most people did not have their homes inspected before they bought them; you accepted the home “as-is.” In recent years, it is more common to have the home inspected by a licensed home inspector prior to closing. If you choose to save a few dollars now by not hiring an inspector, you will be at risk when you sell the home later. It is very likely that the future prospective buyer will get an inspection, and then you may be faced with having to pay for repairs. Your realtor may confirm for you that in a typical home inspection, the average cost of defects found in the home are significantly higher than the cost of the inspection.

Ken Corbitt
Expert Property Inspections, Inc.
704-807-7788

]]> Comment on I’m buying a home and plan to be there 5 years-how easy is it going to be to sell my home when the time arrives? by I'm buying a home and plan to be there 5 years- | Property Guides http://www.topcharlotteagent.com/2011/12/30/im-buying-a-home-and-plan-to-be-there-5-years-how-easy-is-it-going-to-be-to-sell-my-home-when-the-time-arrives/comment-page-1/#comment-8120 I'm buying a home and plan to be there 5 years- | Property Guides Sat, 31 Dec 2011 03:20:27 +0000 http://www.topcharlotteagent.com/?p=2213#comment-8120 [...] here: I'm buying a home and plan to be there 5 years- This entry was posted in Guides in buying a home and tagged charlotte, charlotte-agent, [...] [...] here: I'm buying a home and plan to be there 5 years- This entry was posted in Guides in buying a home and tagged charlotte, charlotte-agent, [...]

]]> Comment on Why Buying a Home is Still a Good Idea by Kevin Barbee HomeServices Lending NMLS 645363 http://www.topcharlotteagent.com/2011/11/14/why-buying-a-home-is-still-a-good-idea/comment-page-1/#comment-7773 Kevin Barbee HomeServices Lending NMLS 645363 Mon, 19 Dec 2011 20:52:30 +0000 http://www.topcharlotteagent.com/?p=2137#comment-7773 1.Why should I buy, instead of rent? o Answer: A home is an investment. When you rent, you write your monthly check and that money is gone forever, however when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you thousands of dollars each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are. 1.Why should I buy, instead of rent?
o Answer: A home is an investment. When you rent, you write your monthly check and that money is gone forever, however when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you thousands of dollars each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you’ll enjoy having something that’s all yours – a home where your own personal style will tell the world who you are.

]]> Comment on Why Buying a Home is Still a Good Idea by keith http://www.topcharlotteagent.com/2011/11/14/why-buying-a-home-is-still-a-good-idea/comment-page-1/#comment-7461 keith Thu, 08 Dec 2011 15:49:53 +0000 http://www.topcharlotteagent.com/?p=2137#comment-7461 John-I tend to agree with the basic tenets of your post and the article contained within. That being said Real Estate is very local in nature and we've seen activity this year in our market that backs up the bullet points laid out in our post. As an aggregate(nationally) we still have a ways to go before the market stabilizes into what will be the new normal(we won't be going back to the way things have been.) In Charlotte the New Home market has begun to recover and we anticipate at current rates only a few years of inventory left of developed lots. At that point new neighborhoods will be coming online. We have seen a stabilization of resale home pricing in certain areas of town and even a slight uptick in traditionally popular communities. Time will tell as to a double dip recession and how much lower Real Estate prices will go. John-I tend to agree with the basic tenets of your post and the article contained within. That being said Real Estate is very local in nature and we’ve seen activity this year in our market that backs up the bullet points laid out in our post. As an aggregate(nationally) we still have a ways to go before the market stabilizes into what will be the new normal(we won’t be going back to the way things have been.) In Charlotte the New Home market has begun to recover and we anticipate at current rates only a few years of inventory left of developed lots. At that point new neighborhoods will be coming online. We have seen a stabilization of resale home pricing in certain areas of town and even a slight uptick in traditionally popular communities. Time will tell as to a double dip recession and how much lower Real Estate prices will go.

]]> Comment on Why Buying a Home is Still a Good Idea by John http://www.topcharlotteagent.com/2011/11/14/why-buying-a-home-is-still-a-good-idea/comment-page-1/#comment-7449 John Thu, 08 Dec 2011 05:29:40 +0000 http://www.topcharlotteagent.com/?p=2137#comment-7449 This superficial set of bullet points is what I'd expect from someone that makes a commission on homes changing hands. I'd suggest talking to a financial adviser about the decision instead, but they also make a living on convincing clients to trade assets with the same conflict of interest. A better read is "Why buying a home is still a bad idea" at http://farseer.org/2011/12/04/why-buying-a-home-is-still-a-bad-idea/ At least after reading it you'd realize interest rates were fixed by the Fed for two years, negating any reason to buy today in a declining market, and that housing prices can and will indeed go lower. Several experts are interviewed which agree housing is not through declining. Excellent data to support the thesis is provided in contrast to this simple opinion piece. This superficial set of bullet points is what I’d expect from someone that makes a commission on homes changing hands. I’d suggest talking to a financial adviser about the decision instead, but they also make a living on convincing clients to trade assets with the same conflict of interest.

A better read is “Why buying a home is still a bad idea” at http://farseer.org/2011/12/04/why-buying-a-home-is-still-a-bad-idea/

At least after reading it you’d realize interest rates were fixed by the Fed for two years, negating any reason to buy today in a declining market, and that housing prices can and will indeed go lower. Several experts are interviewed which agree housing is not through declining. Excellent data to support the thesis is provided in contrast to this simple opinion piece.

]]> Comment on Why Buying a Home is Still a Good Idea by Why Buying a Home is Still a Good Idea – Charlotte Real Estate Blog … | Property Guides http://www.topcharlotteagent.com/2011/11/14/why-buying-a-home-is-still-a-good-idea/comment-page-1/#comment-7023 Why Buying a Home is Still a Good Idea – Charlotte Real Estate Blog … | Property Guides Tue, 15 Nov 2011 05:11:27 +0000 http://www.topcharlotteagent.com/?p=2137#comment-7023 [...] the article here: Why Buying a Home is Still a Good Idea – Charlotte Real Estate Blog … This entry was posted in Guides in buying a home and tagged charlotte, charlotte-real, economy, [...] [...] the article here: Why Buying a Home is Still a Good Idea – Charlotte Real Estate Blog … This entry was posted in Guides in buying a home and tagged charlotte, charlotte-real, economy, [...]

]]> Comment on Selling A Home by How To Avoid the 10 Biggest Mistakes Home Sellers Make | http://www.topcharlotteagent.com/sell/comment-page-1/#comment-6808 How To Avoid the 10 Biggest Mistakes Home Sellers Make | Sat, 22 Oct 2011 07:30:08 +0000 http://www.topcharlotteagent.com/sellers/#comment-6808 [...] you. Step 4: Don't discount the first offer Think carefully before you reject the first offer ... Expand the description and view the text of the steps for this how-to video. Check out Howcast for ...embed> Expand the description and view the text of the steps for this how-to video. Check out [...] [...] you. Step 4: Don't discount the first offer Think carefully before you reject the first offer … Expand the description and view the text of the steps for this how-to video. Check out Howcast for …embed> Expand the description and view the text of the steps for this how-to video. Check out [...]

]]> Comment on Sell Your Home In A Buyer’s Market by keith http://www.topcharlotteagent.com/2009/11/11/sell-your-home-buyers-market/comment-page-1/#comment-5624 keith Fri, 11 Feb 2011 21:29:09 +0000 http://www.topcharlotteagent.com/?p=1397#comment-5624 Randall-if we can be of assistance or answer any questions let me know. Keith Thompson 704-227-2526 keith.thompson@prucarolinas.com Randall-if we can be of assistance or answer any questions let me know.

Keith Thompson
704-227-2526
keith.thompson@prucarolinas.com

]]> Comment on Sell Your Home In A Buyer’s Market by Randall http://www.topcharlotteagent.com/2009/11/11/sell-your-home-buyers-market/comment-page-1/#comment-5558 Randall Thu, 03 Feb 2011 15:36:01 +0000 http://www.topcharlotteagent.com/?p=1397#comment-5558 This SO informative! I´ve been looking for a house with http://hendersonproperties.com/ but could not get to an agreement because of some small details I want change! I will forward this article to my agent! Thank you very much for the info! This SO informative!

I´ve been looking for a house with http://hendersonproperties.com/ but could not get to an agreement because of some small details I want change!

I will forward this article to my agent! Thank you very much for the info!

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