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Archive for Living in Charlotte

Mar
19

Foreclosure or Short Sale?

Posted by: snyce | Comments (0)

With more and more Americans facing the prospect of declining home values and unemployment levels not seen in quite some time, many homeowners and their lenders are facing the situation where the home is worth less than owed.  This is no problem if the owner doesn’t have to move and can afford their current payment.  If the owner is forced to sell for whatever reason, then the possibility of a short sale becomes a very real option.

What is a short sale? A short sale is an option you have before you reach the point of Read More→

This morning I had the opportunity to hear from one of the passengers who was on USAir Flight 1549 that crash landed in the Hudson River.  He spoke about understanding why he thinks everyone survived and reminded us to think about the important things in life by being better husbands, sons, fathers, brothers and dads.

I look at what I have in my life; my family and my business.  He reminded me to be grateful for what I have and never take it or anyone for granted – not that I ever do. Read More→

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Mar
12

Charlotte, NC Commuter Times

Posted by: snyce | Comments (1)

charlotte commutersThe Charlotte Chamber of Commerce has put together a series of maps that show estimated commute times from certain points in the metro area. This is a pretty cool tool for folks thinking of moving to Charlotte and are unfamiliar with commute times in different parts of the city. The times are only estimates, of course. Included in the report are occupations shared by residents in the various areas, thus allowing those who might be currently unemployed to use this information while searching for employment. The study focused on 15-30 minute drive times in 15 different areas of Charlotte.

Check it out at:

Charlotte Commuting Time Estimator

Mar
10

Mortgage DTI Update

Posted by: snyce | Comments (0)

Today we have a guest blogger from the mortgage industry. Paul Bender with Countrywide Mortgage has an important update for all homebuyers:

EFFECTIVE TODAY:  Customers that are purchasing homes with less then 20% down, now must have a 700 credit score and have a debt to income less then or equal to 41%.   Government loans (FHA, VA) are not effected.
If the customers are putting 20% or more down then they can have a credit score less then 700, the DTI still needs to be 41%. Read More→

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Mar
10

Billy Joel & Elton John Concert

Posted by: snyce | Comments (0)

Imagine dining uptown under Carolina Blue skies.  You say to yourself, “The food’s great and so is the atmosphere but can it get any better?”

Two hours later the evening goes from good to out of this world!  Here I am a 59 year old baby boomer who remembers the 70’s like it was yesterday when the only thing I had to worry about was Read More→

Mar
04

Stimulus Needs To Stop!

Posted by: snyce | Comments (3)

The American Heritage Dictionary defines the word Stimulus as “anything causing or regarded as causing a response.  Something that rouses to action; an incentive.”

We continue to pour money to bail out AIG, banks, auto industry and the like.  Instead of doing that, why not give every adult over the age of 18 a stimulus in the amount of 1 million dollars? Read More→

Categories : Musings, News
Comments (3)
Feb
27

Charlotte Realtors Give Back

Posted by: snyce | Comments (1)

The Charlotte Regional Realtor Association is sponsoring Realtors Care Day in Mecklenburg and Iredell Counties, April 24th.  Irv & I are putting together a team from our office to participate.  Click here to find out more and to sign up – Realtors Care Day

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Feb
18

The Victory Junction Gang

Posted by: snyce | Comments (0)

It’s no longer about me and how much I need or how much I have.  It’s really about how lucky I am to have a healthy family, a great job in Real Estate (yes even at these times) and the ability to help others.

One of my past clients has introduced me to his company, The Victory Junction Gang.  The purpose of this organization is to Read More→

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Earlier this month, the Charlotte Business Journal reported on The Home Builders Association of Charlotte and their actions objecting to the economic stimulus package being proposed by President Obama: Read More→

Jan
20

Snow in Charlotte, North Carolina

Posted by: snyce | Comments (1)
The snow was falling early this morning

The snow was falling early this morning

Yes it does snow in Charlotte!  Proof is in the pictures I took this morning as the flakes were falling in Southeast Charlotte, cancelling school and causing many to stay home from work. Many who didn’t grow up in this area like to laugh at Southerners who appear to panic at the first flake and stay home as long as anything white remains on the ground Read More→