Real Estate Documents you Will Need to Sell your Home.

You’re finally ready to list your house for sale and, in anticipation of getting your home ready to be seen by potential buyers, you start straightening, and packing, up your home. Before you box up all of your important papers and ship them off to storage, or maybe your new home, take a few minutes to go through them. The documents that you locate and set aside now may save you countless hours later.

Many people think that the original recorded deed is necessary for their sale. This document, however, has already been recorded in the Register of Deeds’ Office for the county that your property is in and is not nearly as helpful as their Owners’ Title Insurance Policy.

In searching the title to your home, the buyers’ closing attorney will customarily perform a 30-year search or, in certain circumstances, will “tack on” to an existing Owners’ Title Insurance policy, thus shortening the length of the search from the date of the sellers’ Owners’ policy. This serves two purposes, one benefiting the buyer and one benefiting the seller: (1) the buyers get a reduced, or “re-issue,” rate on the title insurance they must purchase for their lender and for themselves; and (2) the sellers need only to resolve any title issues that have arisen since the date of their Owners’ policy, which is typically the date that they purchased the property, rather than having to resolve any title issues of the last thirty years. This can save you countless time and effort if all it takes is providing a copy of your Owners’ Title Insurance Policy.

Other important documents that might (but may not necessarily) be needed are any existing surveys, cancelled Notes/Deeds of Trust that had been paid off or refinanced while you’ve owned the property, certificates of occupancy for additions/alterations, variances, and any documentation pertaining to approvals sought and granted by the homeowners association for improvements to the property.

A little bit of foresight and preparation while these documents are readily available to you could save you from having to locate documentation or reconstruct a paper trail and, instead put you on the path to a smooth closing.

Cynthia J. Robinson
C.J. Robinson, P.A.
10336 Troutman Road
Midland, NC 28107
(ph) 704-721-0076
(fax) 704-721-0661
(email) cjrobinson@ctc.net

I’m buying a home and plan to be there 5 years-how easy is it going to be to sell my home when the time arrives?

The most important factors in selling a home are the exact same as when you bought it. Schools, market conditions, proximity to shopping, neighborhood appeal, and condition of your home will be the main factors.

Ask yourself-what attracted me to my current home in the first place?

Whether or not you need schools at the time, schools will continue to play a vital roll in protecting your value and increased desirability.  Award winning schools are the most important consideration.  Great shopping centers create a lifestyle of convenience and social gathering spots.  We are all creatures of convenience and these spots are exactly that.  Whether you want to live in South Charlotte, with such shopping centers as Blakeney or Stone Crest, or up North in Huntersville where you have Birkdale Village these award winning centers are a hub for shopping and enjoyment.  Today’s buyers are focused on a community and neighborhood that offer so many choices.  Country club life style of golf, tennis, and an on site restaurant, having a club house with work out facilities and a lazy river for the family or just a well groomed community play a major roll in the ease of selling your home.

Real Estate is local in nature and not all communities are impacted by “market conditions”.  Even though we face tougher economic times not all communities are declining in value.  Some communities continue to outpace the market because of the factors I’ve listed above.

Want to know more?   Do you have questions as to which communities are the best and which schools have the best ratings?  Think before you purchase and consult your Realtor.

To list or not during the Holidays?

It seems from this article that most of our colleagues agree that there are some unique advantages to listing your home during the Holiday Season!

Survey Data Reveals…

217 Plymouth Drive

217 Plymouth Drive

Incredible low country home situated on a private 2.48 acre cul-de-sac homesite. This 2 story home has a fully finished basement and features 5 large bedrooms and 4.5 baths in over 4800 square feet. A charming wrap-around front porch invites you in to this beatiful home with hardwood floors, fresh paint thoughout and new carpet. Call today for a tour!

.
Listing Price: 384,900
Address: 217 Plymoth Drive
City: Matthews
State: NC
ZIP: 28104
Subdivision: Wellington Woods
Legal: #21wellington woods sect li
Builder:
Tax Value: 411,880
County: Union
MLS # (if any): 2048276
Square Feet: 4800+
Bedrooms: 5
Bathrooms: 4.5
Basement (full, 1/2, finished, unfinished): full finished basement
None Year Built: 1997
Complete:
Tax Loc: Weddington
Model:
Zoning: Ae9

Approx. Acres: 2.48
Lot Description: Cul-de-sac
New Construction: no
HOA Fee: $50 annually
HOA Phone: 704-821-7763
Rooms:
Style: Low Country
Exterior Const: Fiber cement
Driveway: Concrete
Parking: 2 car garage
Aprx Lot Dim:
Primary Residence: yes
Subject to HOA: yes
HOA Mgmt: Wellington Woods HOA
Schools: Wesley Chapel Elementary/Weddington Middle and High
Type: 2 story/basement
Foundation: basement
Fireplace: yes
Laundry: 1st floor utility room
Floors: wood, carpet and ceramic tile

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“I wish I would have bought when the market was low.”
 
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Preconceived notions.

One of the most paralyzing conditions that we, as Realtors®, have to deal with every day.  We must be out to make a quick buck.  The lowest of the low.  Scum of the earth.  How can we live with ourselves? How dare we charge a fee for standing around looking pretty while someone chooses a home to buy! I can sign those forms myself without your help, thank you very much.

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