Real Estate Documents you Will Need to Sell your Home.

You’re finally ready to list your house for sale and, in anticipation of getting your home ready to be seen by potential buyers, you start straightening, and packing, up your home. Before you box up all of your important papers and ship them off to storage, or maybe your new home, take a few minutes to go through them. The documents that you locate and set aside now may save you countless hours later.

Many people think that the original recorded deed is necessary for their sale. This document, however, has already been recorded in the Register of Deeds’ Office for the county that your property is in and is not nearly as helpful as their Owners’ Title Insurance Policy.

In searching the title to your home, the buyers’ closing attorney will customarily perform a 30-year search or, in certain circumstances, will “tack on” to an existing Owners’ Title Insurance policy, thus shortening the length of the search from the date of the sellers’ Owners’ policy. This serves two purposes, one benefiting the buyer and one benefiting the seller: (1) the buyers get a reduced, or “re-issue,” rate on the title insurance they must purchase for their lender and for themselves; and (2) the sellers need only to resolve any title issues that have arisen since the date of their Owners’ policy, which is typically the date that they purchased the property, rather than having to resolve any title issues of the last thirty years. This can save you countless time and effort if all it takes is providing a copy of your Owners’ Title Insurance Policy.

Other important documents that might (but may not necessarily) be needed are any existing surveys, cancelled Notes/Deeds of Trust that had been paid off or refinanced while you’ve owned the property, certificates of occupancy for additions/alterations, variances, and any documentation pertaining to approvals sought and granted by the homeowners association for improvements to the property.

A little bit of foresight and preparation while these documents are readily available to you could save you from having to locate documentation or reconstruct a paper trail and, instead put you on the path to a smooth closing.

Cynthia J. Robinson
C.J. Robinson, P.A.
10336 Troutman Road
Midland, NC 28107
(ph) 704-721-0076
(fax) 704-721-0661
(email) cjrobinson@ctc.net

6033 Foggy Glen Place

Beautifully built custom craftsman style home in fabulous Highgate! This home has 7 bedrooms and 6 full and 2 half baths in much-sought-after Weddington School district. A guest suite on the main floor is great for family or guests. A stunning salt water pool and outdoor kitchen enhance the large private back yard. Come and enjoy your own private resort!


Listing Price: 1,299,000
Address: 6033 Foggy Glen Place
City: Matthews
State: NC
ZIP: 28104
Subdivision: Highgate
Legal: #47 Highgate Ph1a/Mp6
Builder: Slavetsky
Tax Value: $1,101,040
County: Union
MLS # (if any): 2058777
Square Feet: 6184
Bedrooms: 7
Bathrooms: 6
Basement (full, 1/2, finished, unfinished): none
None Year Built: 2006
Complete:
Tax Loc: Weddington
Model:
Zoning:

Approx. Acres: 1.0
Lot Description:
New Construction:
HOA Fee: $875 annually
HOA Phone: 803-802-0004
Rooms:
Style: Craftsman
Exterior Const: Brick and Stone
Driveway: Concrete
Parking: 4 car garage
Aprx Lot Dim:
Primary Residence:
Subject to HOA: yes
HOA Mgmt: Kuester Mgnt
Schools: Weddington
Type: 2 story
Foundation: crawl
Fireplace: yes
Laundry: 1st floor
Floors: wood, ceramic tile, slate and carpet

13828 Daltrey Lane

This lovely transitional home has a functional open floor plan with hardwood floors and 5 bedrooms. There is a guest bedroom on the main floor and a large bonus room on the second. This desirable community is located near fantastic schools, interstates and shopping. The community also has great amenities, including an olympic size swimming pool!


Listing Price: 307,900
Address: 13828 Daltrey Lane
City: Charlotte
State: NC
ZIP: 28277
Subdivision: Providence Pointe
Legal: L352 M44-850
Builder: Shea Homes
Tax Value: 302,627
County: Mecklenburg
MLS # (if any): 2056764
Square Feet: 2867
Bedrooms: 5
Bathrooms: 3
Basement (full, 1/2, finished, unfinished): none
None Year Built: 2006
Complete:
Tax Loc: Charlotte
Model:
Zoning: R5cd

Approx. Acres: 0.23
Lot Description:
New Construction:
HOA Fee: $515 yearly
HOA Phone: 704-377-0114
Rooms:
Style: Transitional
Exterior Const: Brick and Vinyl
Driveway: Concrete
Parking: 2 car garage
Aprx Lot Dim: 59x154x71x150
Primary Residence: yes
Subject to HOA: yes
HOA Mgmt: Hawthorne Mgmt
Schools: Ballantyne, Community House, Ardrey Kell
Type: 2 story
Foundation: slab
Fireplace: yes
Laundry: upstairs closet
Floors: prefinished hardwood, carpet, ceramic tile

6003 Warwagon Drive

Spacious 5 bedroom open floor plan home in Union County! Hardwood floors, huge media room w/ 92″ screen and projector. Charming front and back porches and fantastic kitchen with walk-in pantry. Excellent schools and only minutes from I485. Beautiful equestrian community also has pool, clubhouse, soccer field, work out facilities and more!


Listing Price: 319,900
Address: 6003 Warwagon Drive
City: Indian Trail
State: NC
ZIP: 28079
Subdivision: Bonterra
Legal: #59 Bonterra Ph1 Mp6 Opch682
Builder: Bonterra Builders
Tax Value: 339,780
County: Union
MLS # (if any): 2052357
Square Feet: 4110
Bedrooms: 5
Bathrooms: 3.5
Basement (full, 1/2, finished, unfinished): no basement
None Year Built: 2005
Complete:
Tax Loc: Indian Trail
Model:
Zoning: Ae4

Approx. Acres: 0.230
Lot Description:
New Construction:
HOA Fee: $825 annually
HOA Phone: 704-544-7779
Rooms:
Style: Transitional
Exterior Const:
Driveway: concrete
Parking: 2 car garage
Aprx Lot Dim:
Primary Residence: yes
Subject to HOA: yes
HOA Mgmt: Cusik
Schools: Poplin Elementary, Porter Ridge Middle and High
Type:
Foundation: slab
Fireplace: yes
Laundry: 1st floor laundry room
Floors: hardwood, carpet, tile

Robinson Church Road Property for Development

Prime Charlotte location! Approximately 80 acres currently zoned R-3 – great potential for development possibilities. Natural gas and sewer are available along the 1500′ of road frontage. Just 8 miles from uptown Charlotte and convenient to I485. Municipal airport and 3 golf courses are located near by. This land includes 7 separate parcels that the owner prefers to sell together. Call today for sales price and an appointment to tour this property.

8222 Victoria Lake Drive Lot #23

Beautiful vacant lot in desirable gated community in Union County. Weddington schools, community water and sewer and fantastic location near I485. Lot has nice mature trees and backs up to wonderful view of community pond. Building restrictions are 3000 square feet minimum. Call today for a tour of this exquisite lot!


Listing Price: 195,000
Address: 8222 Victoria Lake Drive
City: Waxhaw
State: NC
ZIP: 28104
Subdivision: Victoria Lake
Legal: #23 Victoria Lake Dr OPCH874-8
Builder:
Tax Value: 202,500
County: Union
MLS # (if any): 2051877
Square Feet:
Bedrooms:
Bathrooms:
Basement (full, 1/2, finished, unfinished):
None Year Built:
Complete:
Tax Loc: Union
Model:
Zoning: R40

Approx. Acres: 0.84
Lot Description:
New Construction:
HOA Fee:
HOA Phone:
Rooms:
Style:
Exterior Const:
Driveway:
Parking:
Aprx Lot Dim:
Primary Residence:
Subject to HOA: Yes
HOA Mgmt:
Schools: Weddington
Type:
Foundation:
Fireplace:
Laundry:
Floors:

Why Buying a Home is Still a Good Idea

Why Buying a Home is Still a Good Idea
If you think that there is no longer any benefit to buying a home, think again. Despite the mortgage crisis and the faltering real estate market, there are still plenty of good reasons to buy a home. Even as the economy continues to flounder and unemployment rates remain unbearably high, buying a house continues to be a smart move. Learn more about why it still pays to buy a home below.

Renting is Getting Costlier

In the old days; it was easy to argue that renting was more affordable on a month-to-month basis. In other words, monthly rent payments were often drastically lower than average monthly mortgage payments. That is becoming less and less true. In fact, it’s often possible to get a mortgage with a monthly payment that is significantly lower than the payment that goes along with the typical apartment lease. Renting isn’t always cheaper, and you could save a lot of money by purchasing a home instead.

Interest Rates are at Record Lows

When it comes to buying a home, interest rates have never been lower. In recent months, they have dipped down to record lows. The overall expense of getting a home loan is, therefore, considerably lower than it used to be. The same is true about home refinancing. By refinancing right now, you could secure an exceptionally low interest rate that lowers your monthly payments by a significant margin. The real estate market may not be in great shape, but low interest rates mitigate a lot of that.

Housing Prices couldn’t be Lower

In just about every part of the country, housing prices have dropped precipitously. While that is bad news for the people who currently own those homes, it’s great news for people who are looking to purchase new homes. Prices are expected to drop a little lower too. They aren’t expected to start rising again for the foreseeable future, but that doesn’t mean that you should wait. Thanks to these low prices, you can probably afford a nicer and larger house than you could even a few years ago.

Buying a House is Still a Smart Move

Whether home values remain the same or go up, buying a house is still a very viable option. Unlike renting, you will be investing your money in something that will provide long-term benefits. That is true even if you don’t end up making a lot of money when selling the house at a later date. As a homeowner, you will be able to call all of the shots when it comes to updating and remodeling your home. There is a lot of satisfaction to be had from owning a home, and there has never been a better time to buy.

217 Plymouth Drive

217 Plymouth Drive

Incredible low country home situated on a private 2.48 acre cul-de-sac homesite. This 2 story home has a fully finished basement and features 5 large bedrooms and 4.5 baths in over 4800 square feet. A charming wrap-around front porch invites you in to this beatiful home with hardwood floors, fresh paint thoughout and new carpet. Call today for a tour!

.
Listing Price: 384,900
Address: 217 Plymoth Drive
City: Matthews
State: NC
ZIP: 28104
Subdivision: Wellington Woods
Legal: #21wellington woods sect li
Builder:
Tax Value: 411,880
County: Union
MLS # (if any): 2048276
Square Feet: 4800+
Bedrooms: 5
Bathrooms: 4.5
Basement (full, 1/2, finished, unfinished): full finished basement
None Year Built: 1997
Complete:
Tax Loc: Weddington
Model:
Zoning: Ae9

Approx. Acres: 2.48
Lot Description: Cul-de-sac
New Construction: no
HOA Fee: $50 annually
HOA Phone: 704-821-7763
Rooms:
Style: Low Country
Exterior Const: Fiber cement
Driveway: Concrete
Parking: 2 car garage
Aprx Lot Dim:
Primary Residence: yes
Subject to HOA: yes
HOA Mgmt: Wellington Woods HOA
Schools: Wesley Chapel Elementary/Weddington Middle and High
Type: 2 story/basement
Foundation: basement
Fireplace: yes
Laundry: 1st floor utility room
Floors: wood, carpet and ceramic tile

10 Things you can do to make your house have more curb appeal

Have you ever wondered what it takes to sell your home in any market?  My neighbor just sold their home and it has been on the market less time than ours and sold for more money.

So why hasn’t my home sold?

The answer is simple, Curb Appeal.  Curb Appeal is 72 percent to 78 percent of why a home sells or doesn’t sell.  Stand across the street and look at your home.

Here are some ideas to improve the curb appeal of your home:

Your lawn should be weed free and bright green at all times.

  1. Keep your flower beds free from weeds and always add pine needles or mulch.
  2. Make sure your lawn is mowed and the clippings are picked up.
  3. Keep trees and shrubs looking trimmed and sculpted.
  4. Add color with annuals which take transforms a dull look and makes it “pop”.
  5. Power wash your drive way, sidewalk and steps where necessary.
  6. Make sure that coach lights and porch lights are clean with fresh bulbs.
  7. Remove window screens from the front windows in order to promote a clean look.
  8. Wash windows inside and out.
  9. Never let tree branches get in the way of someone walking up to your front door.
  10. Paint trim, shutters or the entire home if necessary.

When trying to sell your home in this market or any market, you don’t want to lose a potential buyer because of poor curb appeal.  Curb talks to a potential buyer long before the walk in.  It says the seller has pride in ownership and the inside is even lovelier than the outside.  So why not come in and view this beautiful home!

What can you do to sell your home in a slow economy?

The old adage that Real Estate is all about location, location , location is no longer totally true.  There are three components of why a home does or doesn’t sell and that is location, condition and price.  In order to understand “The Market” one has to know that the market is defined by the number of homes available versus demand (sales) in the past six months, the amount of foreclosures/short sales and the impact of companies as they grow or down size.

Here are four most important steps to selling your home in a slow economy:

  1. Hire a professional Realtor.  A professional, experienced Realtor with a proven track record for success knows what to do and when to do it.
  2. Pricing is critical.  The concept of making a price high to have room to negotiate is a poor strategy.  Price it correctly and you will have multiple offers in less time.  Price it wrong and you will always be chasing the market.  Remember you can’t get a hit if no one throws you the ball.
  3. Prepare your home to sell.  How you live in a home is different from how you prepare your home for sale.Remove clutter and always remember less is more.
    • Keep counters and cabinets well organized.
    • Neutralize colors.  (your taste may not be the next buyers taste).
    • Update light fixtures, plumbing fixtures and, if necessary, carpets.Clean, clean, clean, and clean again.  Light, bright and airy should be your goal.
  4. Visit your competition with your Realtor.  If you are in a market that you are  competing with new construction you might have to offer similar sales concessions such as closing costs.

In order to sell your home and/or receive top dollar, your home must be the best out there in location, condition and price.  The notion that you will give an “allowance” for carpet, paint or updating is just wrong.  Today’s buyer has so much to select from that they will pass on your home to another that is in better condition. In many cases they move on to newer construction or homes that show a more updated look.